China news agency, Moscow, May 18 (Reporter Tian Bing) Russian President Vladimir Putin paid a state visit to China from May 16 to 17. The heads of state of China and Russia held frank, friendly and informative meetings, jointly signed and issued a joint statement, witnessed the signing of more than 10 important cooperation documents between the two sides, and jointly attended the opening ceremony of the "China-Russia Cultural Year" and a special concert to celebrate the 75th anniversary of the establishment of diplomatic relations between China and Russia. Putin also went to Harbin to attend the 8th China-Russia Expo. The meeting between the Chinese and Russian heads of state triggered a warm response from people from all walks of life in Russia and overseas Chinese living in Russia.

　　Highlight the importance of Sino-Russian relations

　　Shroff Ba, a professor at the Russian Higher University of Economics, said that Putin’s trip to China immediately after taking office as the new Russian president showed the importance of bilateral relations. The members of the Russian delegation include a number of deputy prime ministers, ministers and governors, as well as representatives of railway, energy and other companies, indicating the importance Russia attaches to this visit. He pointed out that the two sides signed new cooperation agreements, including topics such as accelerating the pace of cooperation in the fields of science and technology, IT and agriculture, which will further promote the development of bilateral relations.

　　Tavrovski, Russian Chairman of the Expert Council of the China-Russia Friendship, Peace and Development Committee and a professor at the Russian People’s Friendship University, said that it is very important that the leaders of the two countries treat each other frankly and reach agreement on cooperation in various fields during Putin’s visit to China.

　　Wu Hao, secretary general and executive vice president of the Russian Federation of Overseas Chinese, said that Putin’s visit fully reflected the high mutual trust and close interaction between the two heads of state, and clearly showed the priorities of Russian foreign policy. The Russian people are also full of expectations for Putin’s visit.

　　Economic and trade cooperation is broader and deeper.

　　Russian Presidential Press Secretary peskov said that the trade volume between Russia and China shows the complementarity of the two economies. "This is very important for us and for China." He said that many regions of Russia participated in the Russia-China Expo held in Harbin, which is an important part of the economic and trade cooperation between the two sides. The cooperation is very rich in content and wide in scope. The Expo is of great significance to regional cooperation and the development of the Russian Far East and the border areas between China and Russia.

　　Russia — Mankevich, chairman of the Asian Federation of Industrialists and Entrepreneurs, said that the 8th Russia-China Expo will promote the growth of Russian-Chinese trade volume, increase the proportion of high value-added products and enhance the role of small and medium-sized enterprises in bilateral trade. He stressed that the Expo plays an important role in bilateral trade, and Russian enterprises will have the opportunity to directly show their products to China manufacturers and consumers, and negotiate and sign contracts during the Expo. Secondly, the Expo will help improve the popularity and popularity of Russian goods in China.

　　Nikyshina, general manager of Russian Export Center, said that under the background of increasing economic cooperation between the two countries, in view of the importance of the China market and the unprecedented increase in the supply of Russian agro-industrial products to China, the center will vigorously expand the China market. According to its introduction, in 2017, the center launched the "Made in Russia" project to promote domestic brands to "go global". This year’s first "Russian Food Culture Festival (Made in Russia)" was held in Shenyang and Dalian, and 150 Russian enterprises participated in the event. In the meantime, China people bought Russian goods worth over 240 million rubles.

　　Theme year activities are in full swing.

　　Lomanov, director of the Asia-Pacific Research Center of the Institute of World Economics and International Relations of the Russian Academy of Sciences, said that the Russian-Chinese theme year activities have been a very good tradition of the two countries. Since 2006, China and Russia have successfully held a series of theme year activities, such as national year, language year, tourism year, youth friendly exchange year, media exchange year, local cooperation exchange year, scientific and technological innovation year, sports exchange year, and today’s "culture year", which are all very attractive topics. He believes that these topics are chosen to focus the attention of all walks of life in the two countries, take a certain field as a priority, and promote it in the two countries to the greatest extent. Lomanov said that the cultures of Russia and China have had a great influence on each other for a long time. "Now there is both an opportunity and a need to better examine each other, understand how people in each other’s countries live, what non-fiction and real values and plans they have, and know each other’s traditions and modernity.".

　　Yuan Yi, director of Moscow Deheheng Law Firm, said that the joint statement repeatedly mentioned cooperation on bilateral laws. The two sides plan to improve the legal judgment recognition and enforcement mechanism stipulated in the Sino-Russian Mutual Legal Assistance Treaty signed on June 19, 1992. Upgrade the Sino-Russian agreement on investment promotion and mutual protection as soon as possible. Strengthen the exchange of experience and practice in the protection and application of intellectual property rights, and give full play to the important role of intellectual property rights in promoting scientific and technological innovation and economic and social development. Strengthen mutually beneficial cooperation in the field of competition policy, including cooperation in law enforcement and protection of competition rules in commodity markets (including digital commodity markets), and create favorable conditions for economic and trade cooperation between the two sides. Yuan Yi said that the all-round cooperation and development of Sino-Russian economy, trade, investment, science and technology, education, etc. need the escort of the laws of the two countries. I hope that after the "China-Russia Culture Year", the "China-Russia Legal Exchange Year" will be held in the future.

　　Niu Huawei, head of the Russian media plus online Chinese class, said that the joint statement proposed to continue to deepen educational cooperation. As a worker engaged in language and cultural exchange in Russia, I deeply feel the enthusiasm of Russians for learning Chinese. The organization has provided more than 500 Chinese teachers for more than 500 students studying Chinese in 548 schools in Moscow to strengthen their teaching staff, and jointly organized cultural experience activities such as celebrating International Chinese Day, which was deeply loved by teachers and students. He said that the demand for Chinese+vocational education and digital Chinese education in Russia is growing, and he will seize the opportunity and vigorously promote the sustainable development of online Chinese education in the local area. (End)

On the morning of February 20th, the People’s Bank of China authorized the National Interbank Funding Center to announce that on February 20th, 2024, the quoted interest rate (LPR) in the loan market was: 3.45% for one-year LPR and 3.95% for five-year LPR. The 1-year LPR remains unchanged compared with the previous period, and the 5-year LPR is lowered by 25 basis points. This is also the largest interest rate cut since LPR linked to mortgage interest rate after the interest rate cut of 10 basis points in June last year.

The picture is from the website of China People’s Bank.

The reporter calculated an account, calculated according to the loan of 1 million yuan, the fixed number of years of 30 years, and the equal principal and interest. Without considering the situation of adding points, the downward adjustment of LPR for more than 5 years will save interest for buyers by more than 50,000 yuan; Average capital saved nearly 38,000 yuan in interest.

Repayment required before downward adjustment.

Repayment required after downward adjustment.

When will the interest rate cut red envelope land?

Property buyers can inquire about the loan repricing date.

When will the interest rate cut red envelope land? The first benefit of this interest rate cut is the new home buyers, who can immediately enjoy the loan interest rate after the interest rate cut.

However, for the stock of old buyers, it is necessary to wait until the loan repricing date.

If you enjoyed the red envelope of interest rate reduction in 2023 in the past January, it means that the repricing date of your loan is January 1. One million mortgages with 30-year commercial loans equal to the principal and interest, and the monthly payment will be reduced by about 60 yuan, which will save about 700 yuan in one year. This group that enjoyed interest rate cuts in January will begin to enjoy interest rate cuts in January 2025.

If the loan pricing date is the loan issuance date, and the loan issuance date is after February, it is expected to get the the Year of the Loong interest rate reduction red envelope in advance.

The interest rate cut has been expected in the market. In December 2023, national commercial banks lowered the deposit interest rate. Therefore, although MLF remained unchanged before, the mainstream view of market institutions still judged that the interest rate trend of LPR in February or independent of the flat MLF was lowered.

On February 18th, the Financial Times, which is in charge of the central bank, analyzed that in the next stage, the nominal interest rate and real interest rate, including LPR in February, are still expected to decline.

Source: Xinhua News Agency, Beijing Daily, China Fund, china securities journal Jiupai News Red Net, continue to slide to see the next one.

The central bank announced a rate cut! How much can the mortgage save? Weinan Youth Network Touch Read the Original Text

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Original title: "The central bank announced a rate cut! How much can the mortgage save? 》

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　　Pork price has always been an important factor affecting CPI (Consumer Price Index), but now fresh fruit is also coming from behind. In April, the national consumer price rose by 2.5% year-on-year, and the price of fresh fruit rose by 11.9%, which affected the CPI increase by about 0.22 percentage points.

　　This situation is also valued by the top management. A few days ago, Li Keqiang, Premier of the State Council of the People’s Republic of China visited Jinan. During the inspection, Li Keqiang stopped temporarily and walked into a fruit shop, asking about the price increase of fruits and the reasons, mainly about the price of apples.

　　Yantai, Shandong Province is an important producing area of apples. Mr. Zhang of Yantai Apple Association recently told the First Financial Reporter that the price of apples is at the highest level in history, and there is still room for growth.

　　From pork to apples, how long will the price increase in the food sector last? What role does capital play in it?

　　The price increase will not last at a high level.

　　Apple has reached the stage of "selling by itself".

　　Zhang Chengping, the owner of the fruit shop that the Prime Minister stopped to inspect, told the local media that the current price increase of Apple is relatively large. "In the past two months, the purchase price has increased by nearly 3 yuan money compared with two months ago, and the increase has reached nearly half of the price of Apple." At the same time, the increase in Apple’s price has caused the sales volume to drop by about one-third. At present, the apples in Zhang Chengping’s shop are sold to 12 yuan for a catty.

　　Because the caliber is inconsistent, the specific increase of Apple’s price is also difficult to unify. Mr. Sun, a contact of a local Taobao seller in Yantai, told the First Financial Reporter that the price of apples in 2019 was the highest in more than a decade, almost three times that in 2018, and the price of apples in 2018 was stable at around a catty in 3.4 yuan.

　　"This round of increase started when Apple bought it at the end of October last year. Due to the freezing damage and reduction in production in the western producing areas, the purchase price of Apple opened higher and higher." Mr. Zhang of the Apple Association in Yantai told the First Financial Reporter, "In 2018, the production in the western producing areas will be reduced by about 50%. For example, in some areas of Shaanxi Province, the production will be reduced by 80%, and the production in the eastern producing areas will be reduced by about 25%. The imbalance between supply and demand is an important factor leading to the increase in apple prices. "

　　"About 40% of the cold storage in Yantai has been out of stock, and the price of apples has increased by 45% from January to May." Regarding the future price trend, Mr. Zhang said that the current price of Apple should be the highest in history, and there is still room for growth in the short term. But in the longer term, it depends on supply and demand. "This year is Yantai Apple ‘ Danian ’ Judging from the amount of flowers and fruit setting rate this year, it will not reduce production, but it also depends on factors such as the weather in the later period. "

　　In view of the soaring fruit prices, Liu Aihua, spokesperson of the National Bureau of Statistics, also said at the recent press conference of the State Council Office that the short-term impact on fresh vegetables and fresh fruits is not sustainable due to the seasonal factors of extreme weather, so it can be predicted that the price increase of fresh vegetables and fresh fruits will not last at a high level.

　　The Interest Chain of Apple Industry

　　Whenever the price of a product "changes", people generally think of "middlemen earning the difference". Specifically, what is apple like?

　　Take the fruit farmers as an example, although they have encountered a loss year, they are generally profitable. The local fruit farmers in Yantai told the First Financial Reporter that the net income per mu of fruit farmers this year was about 20,000 yuan, and last year it was about 13,000 yuan.

　　How much does a catty of apples cost? According to local fruit farmers, the number of apples bagged in an acre of orchard is about 20,000 ~ 30,000, and the cost of each apple (bagging+pesticide application+fertilization) is 60 ~ 80 cents. The cost of a kilo of apples is about 1.3 yuan ~1.6 yuan, and the highest planting cost of apples in an acre is about 15,000 yuan.

　　In terms of purchasing and storage, Mr. Zhang introduced that last year, the average price of first-class and second-class apples was from 3.5 yuan to 3.8 yuan per catty, and the current delivery price was from 7.5 yuan to 8 yuan per catty. In terms of the cost of cold storage, the cold storage fee is 0.25 yuan per catty, and it is not included in the packaging fee, labor fee and transportation fee. Apple’s general storage period is about half a year, and it is sold and shipped at the same time. The highest storage cost is per catty in 0.3 yuan.

　　To sum up, the price of each link in Apple’s industrial chain is roughly the planting cost of 1.5 yuan per catty, and the buyer buys 3.5 yuan per catty and 7.5 yuan per catty, and the retail terminal is 12 yuan per catty according to the above-mentioned price of Zhangchengping Fruit Shop.

　　Capital entry speculation

　　Not only apples, but also "garlic madness" has come. According to the data of Jinxiang Garlic Industry Information Association in Jining, on May 21, 2018, the price of fresh garlic was 0.60 ~1.10 yuan per catty, but by May 21, 2019, the price of fresh garlic jumped to 2.20 ~2.40 yuan per catty.

　　The reason of "garlic madness" is also due to the weather. Local people say that the low temperature this year has seriously affected the growth of garlic, so that garlic moss is too small to be pulled out by hand.

　　Weather is the main reason for the change of supply and demand of most agricultural products, but will the change of output really have such a huge impact on the price?

　　Take Apple as an example. Lin Guofa, the research director of Brick Agricultural Products Collection and Purchase Network, told the First Financial Reporter that behind the price increase, there is also capital speculation. Last year, the north suffered "the most serious freezing injury in 30 years" on a large scale, which led to the reduction of apple production by about 25%, the reduction of inventory and the increase of apple prices. At the same time, smart people "seize the opportunity" to enter the market for speculation.

　　Shao Gang, the founder of D.D.D of Yantai Nancun Orchard, one of the top ten brands of apples in China, told the First Financial Reporter that it is normal and abnormal for the price of apples to go up this year. What’s normal is that last year’s apple production was affected by natural disasters, resulting in a shortage of supply in the market; What is abnormal is that, apart from the influence of supply and demand, the price of high-end apples has been rising year after year, and there is a capital factor. In recent years, the behavior of some fresh retailers to drive up prices and monopolize the market has disrupted the normal operation of the high-end apple market.

　　Shao Gang believes that a substantial increase in the price of apples this year will correspondingly raise the expectations of fruit farmers for the apple market in the coming year. However, increasing the investment in apple production will also affect the relationship between supply and demand. If the price of apples falls in the coming year, the fruit farmers will be hurt. This is not a healthy market cycle, which is undoubtedly unfavorable to the long-term benign development of the Apple market.

　　Both garlic and apples have a common feature, that is, they are relatively storable. This also provides the basic conditions for capital intervention. When some hot money of roasted seeds and nuts sees that the inventory of garlic, apples and so on is low, they will intervene in hoarding goods, thus further raising the prices of these agricultural products.

　　(Intern Li Mengyao also contributed to this article)

　 　 Produced by Chiu Li-Kwan, directed by Zhu Yanping, starring Jam Hsiao, Jiang Shuying and Dapeng, and starring Nana, the hilarious comedy film was released on June 26th, showing a "laugh". With an unprecedented lineup, grounded story theme and humorous narrative style, Otaku is undoubtedly a "five-star comedy" in the summer file. Where are the big otaku? What are the unique highlights of the whole movie?

　

1. Five-star lineup: the goddess of laughter and rain gathered together.

　 　 "Otaku" was directed by Zhu Yanping, the great director of Laughter God, who is known as "Taiwan Province Dong Fangbubai", and was supervised by Chiu Li-Kwan, a powerful producer. It also brought together Dapeng, the diaosi male god, Jam Hsiao, the campus goddess Jiang Shuying and Nana, the sun goddess, and created an unprecedented lineup to subvert the imagination. "Maybe everyone knows that it will rain in Jam Hsiao, but I don’t know that he will be funny; Maybe everyone has seen Dapeng play comedy, but they have never seen him and Xie Na play comedy in this way. " As for the leading actor he chose, director Zhu Yanping expressed great satisfaction: "Everyone is irreplaceable. Without any actor, the film can’t be as beautiful as it is now. This combination in "Otaku" must make people shine! "

　

2, five-star hilarious: laugh all the way to abdominal pain.

　 　 The most important thing about comedy movies is that they can bring laughter to the audience, which is also the most important point for director Zhu Yanping when filming. "Otaku" continues the consistent style of comedy films of Zhu’s "big" generation in the past, and will carry the hilarious laughter all the way to the end. Despite the successful experience of more than 100 comedy films, Zhu Yanping still hopes to seek greater changes and breakthroughs in his new works. In the process of writing Otaku, Zhu Yanping not only mobilized the whole team to collect the latest and funniest jokes, but also devoted himself to many "private" jokes that he had accumulated for many years. "We have collected more than 1,000 jokes for this movie," solid and meticulous preparations made Zhu Yanping dare to confidently promise, "Otaku is absolutely free if it’s not funny."

　

3, five-star topic: Otaku Congress runs away from youth

　　　　The story of "Otaku" focuses on the life of otaku in university campus, which is grounded, topical and interesting, and it is also the key factor that the film can arouse widespread discussion among mainstream young audiences. What is even more rare is that the performance of Otaku in Otaku does not stop at a simplistic and superficial generalization, but creates a group of otaku with various types and postures. Although Jam Hsiao’s "affectionate literary house" and Dapeng’s "frugal house" are different in personality, they are equally vivid and lovely. The brave actions of the two otaku in the film in the face of true love, especially the scene in which Jam Hsiao stormed off the campus to create an opportunity to meet the goddess Yaling, are sure to evoke everyone’s innocent memories of youth.

　

4, five-star eye-catching: wild school flowers are full of blood.

　　　　Where there are otaku, there is naturally a "otaku goddess". In "Big Otaku", which has gathered all kinds of otaku, there is also a corresponding divines. In addition to Jiang Shuying, a new campus goddess who is full of academic style, and Nana, a vibrant sun goddess, Otaku also enlisted Zhang Jinglan, a popular otaku goddess in Taiwan Province, and Arnold, who plays "Black and Rich Beauty". In the movie, divines’s beautiful face, graceful figure and hot tender dance are sure to see your blood pumping. "The goddess in Otaku will be very different from the impression in the general concept," Jiang Shuying revealed. Her role Yaling is a "wild" school beauty, "and the scale is very large. Other divines in Otaku also has a kind of hot and unrestrained beauty."

　

5, five-star affection: infatuation with tears in laughter

　 　 For a good comedy, "laughter is precious, tears are more expensive." "Otaku" is such a comedy that can make people "laugh until their stomachs hurt and cry until they are crazy". You otaku’s infatuation and persistent pursuit of the goddess have been touched by the hilarious laughter. Whether it’s Jam Hsiao’s silent companionship and consistent waiting for Jiang Shuying or Dapeng’s whimsy and colorful confession of Xie Na, people can’t help crying. "Our film is not only suitable for the audience to’ relax’ the tense nerves, but also can let everyone harvest romantic surprises," said director Zhu Yanping, which is both funny and warm, and is the most special place of the film "Otaku". "After laughing, I was moved, so" Otaku "can make the audience have an unforgettable viewing experience."